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{"id":3117,"date":"2018-12-29T00:04:17","date_gmt":"2018-12-28T23:04:17","guid":{"rendered":"https:\/\/www.labdo.cz\/?p=3117"},"modified":"2018-12-29T17:11:34","modified_gmt":"2018-12-29T16:11:34","slug":"vyhody-mikro-uveru-pro-vasi-kreditni-historii","status":"publish","type":"post","link":"https:\/\/www.labdo.cz\/vyhody-mikro-uveru-pro-vasi-kreditni-historii\/","title":{"rendered":"V\u00fdhody mikro \u00fav\u011bru pro va\u0161i kreditn\u00ed historii"},"content":{"rendered":"<p>Chcete z\u00edskat velk\u00fd dlouhodob\u00fd \u00fav\u011br? Nenechte si uj\u00edt p\u0159\u00edle\u017eitost p\u0159ipravit si na ni svou kreditn\u00ed historii! Banka nebude sv\u011b\u0159it velkou \u010d\u00e1stku osob\u011b bez zku\u0161enost\u00ed s poskytov\u00e1n\u00edm \u00fav\u011bru. M\u016f\u017ee b\u00fdt finan\u010dn\u011b ne organizov\u00e1n a p\u0159in\u00e1\u0161et pouze ztr\u00e1ty. Pokud v\u0161ak \u00fav\u011brov\u00e9 \u00fa\u0159ady maj\u00ed polo\u017eky, kter\u00e9 v\u00edte, jak pou\u017e\u00edvat \u00fav\u011bry, va\u0161e hodnocen\u00ed se zv\u00fd\u0161\u00ed. To neznamen\u00e1, \u017ee pot\u0159ebujete p\u016fj\u010dit pen\u00edze zbyte\u010dn\u011b. Pokud v\u0161ak je\u0161t\u011b pot\u0159ebujete dal\u0161\u00ed finan\u010dn\u00ed prost\u0159edky, nebojte se \u017e\u00e1dat o n\u011b: mal\u00e9 periodick\u00e9 p\u016fj\u010dky zv\u00fd\u0161\u00ed va\u0161e \u0161ance na obdr\u017een\u00ed velk\u00e9ho mno\u017estv\u00ed.<\/p>\n<p>Pro\u010d ne za\u010d\u00edn\u00e1te p\u016fj\u010den\u00edm na kart\u011b? \u0158ekneme v\u00e1m, jak pou\u017e\u00edvat mikrofony je p\u0159\u00ednosem pro kreditn\u00ed historii.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Jak zv\u00fd\u0161it rating dlu\u017en\u00edka pomoc\u00ed &#8222;kreditn\u00ed karty&#8220;?<\/strong><\/p>\n<p>Vzpome\u0148te si na situace, kdy pro n\u011bkoho nebylo dost pen\u011bz a kv\u016fli tomu jste museli odlo\u017eit rentabiln\u00ed n\u00e1kup, d\u016fle\u017eit\u00fd v\u00fdlet nebo sch\u016fzku a\u017e do platu. Pro\u010d jste ne pou\u017eili kreditn\u00ed kartu obdr\u017eenou s platnou kartou? Proto\u017ee se ob\u00e1vali p\u0159ipustit, \u017ee na to zpomal\u00ed, co\u017e v budoucnu povede k odm\u00edtnut\u00ed velk\u00e9 p\u016fj\u010dky. Ale odlo\u017een\u00edm praxe nech\u00e1te svou kreditn\u00ed historii pr\u00e1zdnou. Bez n\u00ed bude pro banku t\u011b\u017ek\u00e9 posoudit va\u0161i finan\u010dn\u00ed discipl\u00ednu a platebn\u00ed schopnost a sv\u011b\u0159it v\u00e1m v\u011bt\u0161\u00ed \u010d\u00e1stku.<\/p>\n<p>Mal\u00e9 periodick\u00e9 p\u016fj\u010dky by mohly zv\u00fd\u0161it d\u016fv\u011bru banky. Nap\u0159\u00edklad na kreditn\u00ed kart\u011b. Chcete-li je vyu\u017e\u00edvat v\u00fdhodn\u011b, mus\u00edte dodr\u017eovat n\u011bkolik pravidel:<\/p>\n<p>zvolit si ziskovou kartu &#8211; s preferen\u010dn\u00edm (bezplatn\u00fdm) obdob\u00edm, dobrou \u00farokovou sazbou, bonusy (ve form\u011b hotovosti, slevy za pou\u017eit\u00ed karty pro platby atd.);<\/p>\n<p>pokuste se pen\u00edze vr\u00e1tit p\u0159ed koncem obdob\u00ed odkladu &#8211; nebudete muset platit \u00faroky;<\/p>\n<ul>\n<li>kartu nepou\u017e\u00edvejte v\u00edc ne\u017e jednou za 2 a\u017e 3 m\u011bs\u00edce &#8211; tak\u017ee banka vid\u00ed: z\u0159\u00eddka se setk\u00e1te s materi\u00e1ln\u00edmi obt\u00ed\u017eemi;<\/li>\n<li>v\u017edy dr\u017ete \u010d\u00e1st \u010d\u00e1stky na kart\u011b, jinak byste mohli m\u00edt dojem, \u017ee nejste schopni pl\u00e1novat v\u00fddaje;<\/li>\n<li>ne vyb\u00edrat pen\u00edze z karty prost\u0159ednictv\u00edm bankomatu &#8211; v\u011bt\u0161inou banky na to stanovuj\u00ed velkou provizi;<\/li>\n<li>neumo\u017e\u0148uj\u00ed zpo\u017ed\u011bn\u00ed.<\/li>\n<\/ul>\n<p>Kdy\u017e jste d\u016fkladn\u011b oslovili v\u00fdb\u011br karty a jednozna\u010dn\u011b plnili sv\u00e9 finan\u010dn\u00ed z\u00e1vazky, prok\u00e1\u017eete bank\u00e1m svou solventnost a odpov\u011bdnost.<\/p>\n<p>Jak efektivn\u011b vyu\u017e\u00edvat nebankovn\u00ed\u00a0<a href=\"https:\/\/viva-credit.cz\/\">mikro-\u00fav\u011bry<\/a>?<\/p>\n<p>Mikro \u00fav\u011br je dal\u0161\u00ed u\u017eite\u010dn\u00fd n\u00e1stroj pro zvy\u0161ov\u00e1n\u00ed ratingu dlu\u017en\u00edk\u016f. Mohou b\u00fdt p\u0159ijata na prodejn\u00edch m\u00edstech nebo na internetu. Prvn\u00ed jsou nej\u010dast\u011bji um\u00edst\u011bny v m\u00edstech s velk\u00fdm mno\u017estv\u00edm lid\u00ed &#8211; v bl\u00edzkosti dopravn\u00edch uzl\u016f, n\u00e1kupn\u00edch center a trh\u016f. Jejich znamen\u00ed mluv\u00ed sama za sebe: &#8222;Rychl\u00e9 pen\u00edze&#8220;, &#8222;Pen\u00edze p\u0159ed v\u00fdplatou&#8220;, &#8222;Pen\u00edze za 20 minut&#8220; atd. Internetov\u00e9 slu\u017eby lze snadno nal\u00e9zt v on-line vyhled\u00e1va\u010di prost\u0159ednictv\u00edm \u017e\u00e1dosti o &#8222;<a href=\"https:\/\/viva-credit.cz\/\">online p\u016fj\u010dka<\/a>&#8222;.<\/p>\n<p><a href=\"https:\/\/viva-credit.cz\/\">Mikro p\u016fj\u010dky<\/a>\u00a0je jednodu\u0161\u0161\u00ed z\u00edskat ne\u017e jin\u00e9 druhy \u00fav\u011br\u016f. Jsou k dispozici t\u00e9m\u011b\u0159 v\u0161em schopn\u00fdm obyvatel\u016fm, v\u010detn\u011b nezam\u011bstnan\u00fdch, student\u016f, d\u016fchodc\u016f. Hlavn\u00edm po\u017eadavkem pro dlu\u017en\u00edka je dosp\u011bl\u00fd ob\u010dan CR.<\/p>\n<p>Chcete-li p\u016fj\u010dit pen\u00edze v m\u00edst\u011b prodeje, mus\u00edte vyplnit \u017e\u00e1dost, poskytnout fotokopie va\u0161eho cestovn\u00edho pasu a odpov\u011bd\u011bt na dotazy pracovn\u00edka pobo\u010dky. Budete m\u00edt pen\u00edze za p\u016fl hodiny. Internet je st\u00e1le jednodu\u0161\u0161\u00ed a rychlej\u0161\u00ed, proto\u017ee p\u016fj\u010dka m\u016f\u017ee b\u00fdt vyd\u00e1na z domova. Nap\u0159\u00edklad p\u016fj\u010dov\u00e1n\u00ed pen\u011bz ve slu\u017eb\u011b Viva Credit je pot\u0159eba vynalo\u017eit na registraci a\u017e 10 minut. Nebudete zavol\u00e1n\u00ed a dot\u00e1z\u00e1ni se, nemus\u00edte se se z\u00e1stupci servis\u016f setkat se smlouvou. V\u0161echny kontakty se uskute\u010d\u0148uj\u00ed prost\u0159ednictv\u00edm internetu, na vhodn\u00e9m m\u00edst\u011b pro v\u00e1s a kdykoliv b\u011bhem dne; pen\u00edze p\u0159ich\u00e1zej\u00ed na kartu.<\/p>\n<p>V neobvykl\u00e9 situaci jsou rychl\u00e9 online p\u016fj\u010dky nejlep\u0161\u00ed \u0159e\u0161en\u00ed. Nap\u0159\u00edklad pokud na pokladn\u011b obchodu zjist\u00edte, \u017ee nem\u00e1te dost pen\u011bz na zaplacen\u00ed. V\u0161e, co mus\u00edte ud\u011blat, je p\u0159ej\u00edt ze smartfonu na webovou str\u00e1nku Viva Credit, poslat \u017e\u00e1dost &#8211; a pen\u00edze p\u0159ijde na va\u0161i kartu za 5 minut.<\/p>\n<p>Finan\u010dn\u00ed spole\u010dnosti, jako banky, pravideln\u011b pod\u00e1vaj\u00ed \u00fav\u011brov\u00fdm kancel\u00e1\u0159\u00edm informace o tom, jak sv\u00e9 klienty spl\u00e1cej\u00ed p\u016fj\u010dky. A pokud pen\u00edze vr\u00e1t\u00edte v\u010das, va\u0161e hodnocen\u00ed dlu\u017en\u00edka se postupn\u011b zv\u00fd\u0161\u00ed.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Chcete z\u00edskat velk\u00fd dlouhodob\u00fd \u00fav\u011br? Nenechte si uj\u00edt p\u0159\u00edle\u017eitost p\u0159ipravit si na ni svou kreditn\u00ed historii! Banka nebude sv\u011b\u0159it velkou \u010d\u00e1stku osob\u011b bez zku\u0161enost\u00ed s poskytov\u00e1n\u00edm \u00fav\u011bru. M\u016f\u017ee b\u00fdt finan\u010dn\u011b ne organizov\u00e1n a p\u0159in\u00e1\u0161et pouze ztr\u00e1ty. Pokud v\u0161ak \u00fav\u011brov\u00e9 \u00fa\u0159ady maj\u00ed polo\u017eky, kter\u00e9 v\u00edte, jak pou\u017e\u00edvat \u00fav\u011bry, va\u0161e hodnocen\u00ed se zv\u00fd\u0161\u00ed. To neznamen\u00e1, \u017ee pot\u0159ebujete [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1131],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>V\u00fdhody mikro \u00fav\u011bru pro va\u0161i kreditn\u00ed historii - Labdo.cz<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.labdo.cz\/vyhody-mikro-uveru-pro-vasi-kreditni-historii\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"V\u00fdhody mikro \u00fav\u011bru pro va\u0161i kreditn\u00ed historii - Labdo.cz\" \/>\n<meta property=\"og:description\" content=\"Chcete z\u00edskat velk\u00fd dlouhodob\u00fd \u00fav\u011br? Nenechte si uj\u00edt p\u0159\u00edle\u017eitost p\u0159ipravit si na ni svou kreditn\u00ed historii! Banka nebude sv\u011b\u0159it velkou \u010d\u00e1stku osob\u011b bez zku\u0161enost\u00ed s poskytov\u00e1n\u00edm \u00fav\u011bru. M\u016f\u017ee b\u00fdt finan\u010dn\u011b ne organizov\u00e1n a p\u0159in\u00e1\u0161et pouze ztr\u00e1ty. Pokud v\u0161ak \u00fav\u011brov\u00e9 \u00fa\u0159ady maj\u00ed polo\u017eky, kter\u00e9 v\u00edte, jak pou\u017e\u00edvat \u00fav\u011bry, va\u0161e hodnocen\u00ed se zv\u00fd\u0161\u00ed. 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